Champagne Tastes, Beer Budget
I've often been accused of having just that... "Champagne Tastes and a Beer Budget." This little corner of the web will be home to recipes, tips, and money-saving strategies that I have had success with while living on one income in a world that says it can't be done. :)
Tuesday, July 7, 2026
Chaos Salads
Sunday, July 5, 2026
Meal Planning: Save Time, Reduce Stress, Eat Healthy & Enjoy Your Family
(Originally posted by Dine Without Whine Menu Planning Service)
The children are running around the kitchen. The dog is barking it at the door and dinner should have been on the table thirty minutes ago. It’s a common scenario in many households come dinner time.
The reason that most meal times don’t always go smoothly may because dinner the last thing on your mind and when it’s time to get food on the table, everything else goes haywire in your house.
We have all been there, but with a little bit of meal-planning, you can be serving up delicious meals the family will be glad to gather around the table for.
Meal planning can make it easy to get dinner on the table in no time on a busy night. Not only do you save time, but it’s economical too. You buy only what you need, avoid the drive-through line up and you can concentrate on using fresh ingredients – instead of prepackages items from the grocery store. Every mother should have a set way to plan all of their meals in advance for the week…it’s a true life-saver.
The first step to successful meal planning is to sit down before you head out to the grocery store for the week. It is best to plan what food you will need to have on had before you head to the grocery store when planning the week’s meals. Meal planning will make good use of a well stocked pantry and will only need a regular amount of grocery shopping. By having your meals for the week planned out, you will be able to write a grocery list that you can stick to. This will help you to save money by keeping you from not buying extra food that you will not use.
Thursday, July 2, 2026
Vintage Cookbooks: More-with-Less Cookbook (1976)
"Lamenting the size of a grocery bill is easy. Lowering it is not."
- Doris Janzen Longacre (author of the More-with-Less Cookbook, 1976)
(makes 2 loaves)
Preheat oven to 350 degrees F (177 degrees C)
Dissolve 1 packet of dry yeast in 1/2 cup warm water.
Combine in a large bowl and mix well:
- 1 cup quick oats
- 1/2 cup whole wheat flour
- 1/2 cup brown sugar
- 1 tbsp salt
- 2 tbsp butter or margarine
Tuesday, June 30, 2026
Quinoa & Bean Salad
This is a summertime staple for me - it's great for meal prep, as it honestly does taste better the next day and keeps well for 4-5 days in the fridge. Don't worry about exact precision with the measurements on the beans and veggies. You can also be a bit flexible and use what you have as far as oils and vinegar. Lemon juice can work in place of lime if you don't have it, but I prefer lime. (I have also seen some people add a bit of honey or maple syrup to the dressing, but I haven't tried that.)
Quinoa and Bean Salad
- 1 cup quinoa, rinsed (about 3 cups cooked)
- 1 can (15 oz or 425g) black beans or chickpeas, drained and rinsed well
- 1 cup corn kernels (optional)
- 1 cup cucumber, diced
- 1/2 cup red onion, finely diced
- 1/2 cup bell pepper, diced
- 1/4 cup (4g) fresh cilantro, chopped fine (optional)
- 1/4 cup (60ml) lime juice
- 1 tbsp apple cider or red wine vinegar (optional)
- 1/4 cup (60ml) olive oil
- salt and pepper to taste
- optional: cayenne pepper or cumin to taste
Instructions:
- Cook quinoa according to package instruction. Cool.
- In a large bowl, combine quinoa, beans, vegetables, and cilantro
- In a separate small bowl or a salad dressing mixer (I like this one), mix lime juice, olive oil, vinegar, and seasonings. Pour over salad and toss to combine.
- Can be served immediately, but refrigerate overnight for best flavor.
Try these add-ins, best added just before serving:
- diced avocado
- cherry or grape tomatoes, halved
Emergency funds matter...
April showers bring May flowers, but June monsoons brought some lessons about deferred maintenance and the importance of an emergency fund. Our house was previously owned by someone who did a lot of things himself, and didn't do all of them quite correctly. One of those things came to a literal breaking point after we had multiple days of record-breaking rainfall this month.
7. You can buy REALLY big tarps when necessary. This one was 30 feet by 50 feet. Due to some issues with subcontracted workers, it didn't quite get finished before the next wave of rain came through. Sigh.
Ultimately, it's gotten done, and done correctly. While it wasn't planned, and while the job has been somewhat stressful thanks to the weather and unreliable help, at least the money side of it wasn't a huge stressor. Thanks to a slow-but-steady savings plan that has quietly put a bit of money into an emergency account every month, we didn't have to use credit to pay for this. That account has been significantly drained now, so we'll be working hard to rebuild it and foregoing some "fun" spending for a while so that if and when something else breaks, we'll be able to handle it.
- Open a separate account for this purpose, and don't allow direct withdrawals from it. Look for a TFSA or a high-interest savings account.
- Start small - aim for even just $100 at a time instead of setting a big goal that feels unreachable.
- If your bank offers a "round up" option for purchases, designate that to your emergency fund.
- When extra money comes your way, like if you sold something or received a gift, put at least half of it into this account.
- Make a habit of putting a small percentage of every paycheque into this account, without taking away from other savings or giving that you already budget for.





